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"Financial institutions should have a countercyclical mindset. When times get tough, they should not simply reduce lending, collect debt in advance or stop lending, for their asset quality will worsen if their clients' risks increase rapidly," he added.

"First, many companies are not fully aware of the importance of developing the industrial internet. Second, there is still a lack of platforms, such as technology parks and innovation incubators, to boost industrial internet development," he said. "Third, there is still a lack of talent in the area of the industrial internet, and the country needs to enhance efforts in training such personnel."

"For us, it was not easy to travel 1,400 kilometers with our little daughter. During the Spring Festival travel rush, trains and planes to Changde are crowded, with people packed shoulder to shoulder."

"Given the weak impetus of corporates and households in expanding debt, the government is in a position to make up the shortfall and stabilize demand," Zhang said.

"First it was the rail lines back in the 1800s, everything was dense and walkable, we built highways, all the developments followed in a low-dense, spread-out format," he said.